Medicaid Home Care Programs
Find which programs may cover $1,500–$6,000/mo for family caregivers in your state.
Find My Programs Free →No account required · Guide from $199 one-time if you choose to unlock full details
330+
programs tracked
50 + DC
states supported
5 min
free eligibility check
Some self-directed Medicaid programs may allow a family member to be paid as a caregiver.
Dozens of Home and Community-Based Services (HCBS) waivers exist in each state. Starting with the wrong one costs time.
Low-income Medicare enrollees often miss Extra Help, Medicare Savings Programs (MSP), and Dual Special Needs Plans (D-SNP).
An early screen can help you see which public programs may be worth verifying before you start applying.
01
Tell us who needs care, their age, state, Medicaid and Medicare status, and care level. Takes 5 minutes.
02
Our engine checks the HCBS waivers, Medicaid benefits, and Medicare savings programs we track in your state.
03
Receive a program-by-program breakdown with eligibility details, caregiver payment notes, and suggested next steps.
No account required · Takes about 5 minutes
Our program database is built from official state Medicaid agency websites, CMS waiver applications, state administrative codes, provider manuals, and participant handbooks.
Each program is verified against .gov sources. We track enrollment phone numbers, caregiver payment rules, eligibility requirements, and application processes.
Data is reviewed and updated regularly. Last database update: April 2026.
We do not use scraped, user-submitted, or third-party commercial data.
The eligibility check is always free. If you find matching programs and want the full guide, choose a plan. One-time fee, no subscription.
Personalized program matches, eligibility breakdown, and caregiver payment notes.
Everything in AI Guide, plus a live voice walkthrough of your results.
Everything in Voice Session, plus a human expert reviews your guide.
If the check finds no likely matches, you won't be charged. Billing questions? Email support@carebudget.org
Data Encrypted
Encrypted in transit and stored securely
Never Sold
We do not sell your personal information
Independent Service
No commissions or referral fees. Ever.
Select your state to see which programs we track in your area.
CareBudget AI is an independent informational service. We are not a government agency and are not affiliated with an insurer or broker. We don’t sell your data. We share it with service providers that help run CarebudgetAI (payments, email delivery, hosting, analytics, and error monitoring). See our Privacy Policy for details. We do not take commissions from the programs we track. Our job is to help you identify which publicly funded programs may fit your situation and what you should verify next with the relevant office.
The programs are free. You’re paying for time saved. Medicaid and Medicare programs can be hard to navigate — states run many different pathways and rules vary by county and program. We turn your answers into a shortlist of programs to verify first, with a call checklist, documents to gather, and what to ask — so you don’t start with the wrong office.
Benefits.gov and state Medicaid sites usually list programs at a general level. CarebudgetAI compares your answers against the tracked rules and details in our database, then shows which programs may be worth verifying first, along with suggested next steps and a checklist of questions to ask. It is meant to save time, not replace the official sources.
If the eligibility check finds no likely matches, you won’t be charged anything — the check is free. In that case, we’ll show you what changed answers might open new programs, such as Medicaid enrollment, and point you to local resources like your Area Agency on Aging. If you have a billing or delivery problem after purchase, contact support@carebudget.org.
Your answers are encrypted in transit and stored securely. We do not sell your personal information. We share it with service providers that help operate CarebudgetAI, including payments, database and authentication, email delivery, hosting, analytics, error monitoring, and AI-processing providers. We use your email to deliver your guide, send sign-in links, and send reminder emails about an unfinished assessment or purchase. To request deletion or ask us to stop reminder emails, email support@carebudget.org.
All 50 states + DC. We check paid caregiver programs, Medicaid HCBS waivers, and Medicare savings programs across all 50 states + DC.
The AI Guide ($199) gives you personalized program matches, an eligibility breakdown, and caregiver payment notes with portal access and PDF download. The Voice Session ($299) adds a live Gemini voice walkthrough where you can ask questions in real-time and get personalized next-step advice. The Expert Review ($499) includes everything plus a human expert who reviews your guide, answers your specific questions, and provides follow-up email support. The free eligibility check is always included before any purchase.
CareBudget AI is built and operated by Balance & Wellness L.L.C., a small company based in Burnsville, Minnesota. We started this service because we watched people in our own community spend months navigating the wrong programs, missing public benefits they may have been able to pursue, or never applying at all because the system felt too complicated.
Our goal is straightforward: help families see which programs may fit their situation, which office may be the right place to start, and what they should verify next. We track 330+ programs today across all 50 states + DC.
This is not a lead generation service. We don't sell your data. We share it with service providers that help run CarebudgetAI (payments, email delivery, hosting, analytics, and error monitoring). See our Privacy Policy for details. We do not take referral fees from any program or provider. Guide fees ($199–$499) are our only revenue. If you believe there was a billing or delivery problem, email support@carebudget.org and we will review it.